VW Trike Insurance

[RSW]

Went to put insurance on my trike yesterday and it looks like Grange might not cover it. What insurance company do you use?

 

[champsman97045]

Went to put insurance on my trike yesterday and it looks like Grange might not cover it. What insurance company do you use?

I use Geico , and is relatively inexpensive.

 

[trikerron]

Hi i have may vw trike insured with state farm.

 

[Gorilla]

allstate

 

[Shadowlord]

I use State Farm for everything except my VW trike. I have that through Allstate.
State Farm had to many hoops to jump... Allstate was just a phone call.

 

[Muddy]

Progressive, for me is $113 per year for $250,000 $500,000 and $100,00 for uninsured motorist.

 

[RSW]

Progressive is the only one so far that will cover mine and that is liability only. Still have to get a hold of Geico and State Farm. All are saying they don’t cover homebuilt or kit trikes. What else do you call them?

 

[saab9k]

It all depend on the agent, transfered to a different State Farm agent ( 2.5 miles ) to insure a my Yamaha with Champion kit.

Old agent asked why i moved to the other agent, told him he is not smart enough to meet my insurance needs.

Nice or not, the truth.


Old agent said State Farm don't insure trikes. Bike was already insured before it became a trike.

 

[RSW]

State Farm and Allstate both told me that they don't insure any trike with a VW motor. Geico told me thier speciality dept would, but was on hold for more then 7 hours total on 3 phone calls. Never did get to talk to anyone. Looks like I might just have to go with liability only from Progressive.

 

[saab9k]

State Farm and Allstate both told me that they don't insure any trike with a VW motor. Geico told me thier speciality dept would, but was on hold for more then 7 hours total on 3 phone calls. Never did get to talk to anyone. Looks like I might just have to go with liability only from Progressive.

Sometimes you have to go and look and ask the agent the ????

and he gives a reason in writing.

You just sit in his office till you get it.


That is the way i do.

 

[2blackbelts]

I just got the roadhawk insured through Geico. They said they would insure it at least till Sept. when my other 2 polices come back up. I told them this was a mfg. trike with 17 digit vin, so they said they would probably carry it.

Relatively reasonable for full coverage.

2 bb

 

[wics51]

I use allstate, and got full coverage. The agent first said they couldn't give me full coverage on a kit bike, and I told her it was not a kit, but a completely homemade. She did a little work and research, and was able to do it.

 

[RSW]

Must be a Ohio thing. I have been to every insurance company and even offered to switch my home and auto over and no one will do a VW powered trike in my area. So it looks like it will be Progressive with liability only.

 

[Gorilla]

Allstate insures my daughters V CYCLE Runabout.

 

[skuuter]

I built 2 VW Trikes from scratch in the 70s, and State Farm insured em' with no problems....all I had to do was take em' to the Office and have Photos made for Their Files.....ThumbUp.....I have a 1995 LeBaron Convertible They insure right now...no top, no interior except for front seats and two rubber mats, drain holes in the floorboards, 3 different color body panels....same thing, just Pics for the Files....!!!

 

[rrunner]

Progressive for me on my homebuilt vw trike. Only company that will insure it.

 

[RSW]

This company said they would, but I like to talk face to face with my insurance rep. So it is still Progressive for me.

Low Cost Motorcycle Insurance & Discounts (BikeLine): Markel

 

[SYN]

I use geico! 145.00 for full coverage

 

[slick rick]

Rsw... progressive for me also.Local Allstate agent said they would with a certified apprasal just have not done it.

 

[werewolf]

I have liability thru state farm.
However, after reading here and other places,
and then confirming with my agent.
State Farm towing will not cover a trike even
if you have full coverage.

Foremost insurance will cover towing up to 250? miles
with full coverage. I am going to switch insurance on the
trike this summer if my road trip comes together.

 

[Doug D.]

Most companies wouldn't touch mine because it's titled as a "Specially Constructed Vehicle". Those that would, wanted my first born male child. I finally went with Farmer's, who already had my cars anyway. They came in at half what anybody else wanted, $370 a year for full coverage.

The only rub was, they required an appraisal from a builder and/or dealer. My local VW mechanic was more than happy to provide me with what I needed.

 

[pmascarenas]

i could only get liability through AAA, everybody else wanted an arm and leg.

 

[Beachbum45]

My Roadhawk is full coverage here in Cali with Progressive.

 

[mike hardigree]

titled as a 2014 homemade trike in ga. only progressive and only liability and it is way to high

 

[stinger608]

titled as a 2014 homemade trike in ga. only progressive and only liability and it is way to high

Yep, mine is titled as a 2012 and Progressive is the ONLY one that would insure and, as you stated, only liability.

However, it is only about $80 every 6 months. Probably due to the very short season in this area.

 

[CaveManDave]

I had to have my trike inspected by Washington State Patrol for a VIN. They claim it as a 2016 Home Made Trike. Foremost was my best bet for insurance. Major Insurance companies did not want to cover or were way too expensive!

 

[stinger608]

I had to have my trike inspected by Washington State Patrol for a VIN. They claim it as a 2016 Home Made Trike. Foremost was my best bet for insurance. Major Insurance companies did not want to cover or were way too expensive!

Wasn't that trike already titled when you got it?

 

[CaveManDave]

Wasn't that trike already titled when you got it?

Yes, But it was titled as a kit. I had it changed to "2016 home made" on the title and it was accepted for much better insurance coverage and cost.