Insurance

[Big0]

Has anyone found a good insurance company ? Geico is crazy
they gave me a quote of $1,400 a year just for the stallion.
Told them this isn't a $180,000 custom bike it's a trike.. They
said well according to our findings these are hard to repair -
more losses etc. etc. etc. Am fed up with Geico.

Am really not understanding what is up with Geico.

Thank you
Big0:Trike1:

 

[Charlie D]

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<img src="images/misc/quote_icon.png" alt="Quote" /> Originally Posted by <strong>Big0</strong>
<a href="showthread.php?p=65783#post65783" rel="nofollow"><img class="inlineimg" src="images/buttons/viewpost-right.png" alt="View Post" /></a>
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<div class="message">Has anyone found a good insurance company ? Geico is crazy <br />
they gave me a quote of $1,400 a year just for the stallion. <br />
Told them this isn't a $180,000 custom bike it's a trike.. They <br />
said well according to our findings these are hard to repair - <br />
more losses etc. etc. etc. Am fed up with Geico. <br />
<br />
Am really not understanding what is up with Geico. <br />
<br />
Thank you <br />
Big0<img src="images/smilies/trike 1 smilie.gif" border="0" alt="" title="Trike1" class="inlineimg" /></div>

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</div>Big O: We have a 2009 Stallion #531 and have State Farm Ins. coverage only took 2 days for them to approve once under writters saw how stallion was made..

If your agent has a problem contact me and I will give you my agents name & number.. cost about $ 600.00 per yearepper:

 

[Lunchbox1983]

Just Like Charlie D we have state farm a little under $600 year

 

[Big0]

Wow much much better rate -- will check them out.

Thank you
Big0

 

[Gorilla]

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<img src="images/misc/quote_icon.png" alt="Quote" /> Originally Posted by <strong>Big0</strong>
<a href="showthread.php?p=65783#post65783" rel="nofollow"><img class="inlineimg" src="images/buttons/viewpost-right.png" alt="View Post" /></a>
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<div class="message">Has anyone found a good insurance company ? Geico is crazy <br />
they gave me a quote of $1,400 a year just for the stallion. <br />
Told them this isn't a $180,000 custom bike it's a trike.. They <br />
said well according to our findings these are hard to repair - <br />
more losses etc. etc. etc. Am fed up with Geico. <br />
<br />
Am really not understanding what is up with Geico. <br />
<br />
Thank you <br />
Big0<img src="images/smilies/trike 1 smilie.gif" border="0" alt="" title="Trike1" class="inlineimg" /></div>

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</div>try progressive. I checked Geico also and they wanted to pawn it off to a sub-company.

 

[rickt]

I went to Markel last year from Progressive. Saved quite abit -- Current premium on an 05 GL1800 w. CSC kit is $276. They are insuring the value of the kit as well as the bike.<br />
<br />
They advertise alot on biker mgazines. Very easy to deal with -- 800 236 2862.<br />
OTOH, I have not had a claim so cannot speak to that service. Maybe worth a phone call.

 

[Big0]

All these suggestions are greatly appreciated and will be followed up
on the minute i get back home.

Thank you guys - Your all GREAT !!!
Big0
Stallion / 2004 Shadow Aero with Trigg Kit

 

[deanone98]

I went through AARP and was hooked up with progressive. The price was in $600 range until I got it insured for $45,000 and then it went to $800 for the year.

 

[subeetrikerdon]

Has anyone found a good insurance company ? Geico is crazy
they gave me a quote of $1,400 a year just for the stallion.
Told them this isn't a $180,000 custom bike it's a trike.. They
said well according to our findings these are hard to repair -
more losses etc. etc. etc. Am fed up with Geico.

Am really not understanding what is up with Geico.

Thank you
Big0:Trike1:

Gave up Geico, went to Progressive........:beerchug:

 

[Big0]

Markel quoted $2,000.00

That's not happening.
They don't like to insur. in florida.

 

[Big0]

Just put in the info. at progressive and it's a $3,000 quote.

This is crazy.

 

[Mattel]

I went with ALlstate in NC. It was $275 for full coverage I think....

 

[Big0]

i think they freak out when they see it's a 2,300CC engine.
Then again yesterday on the freeway saw some crazy guys
on crotch rockets doing insane things weaving in and out of
traffic flying down the road doing close to 100mph.
There are really a high number of accidents here and
am sure that being close to where all the partying happens in
fort lauderdale doesn't help it either. Then again not everyone
drinks - parties - or drives as if they have an early death wish.
Am going to do more in depth checking in the morning.
thank you for the info.

 

[Tony T of I V E]

My insurance agent found us a great rate thru Foremost Insurance that deals with bikes n trikes. It was neat because the lady at foremost knew more about Trikes than I did She asked what type of conversion kit, mine is MotorTrike and she said OK, that's one of our prefered vendors. Your insurance for one YEAR is $390.00 including roadside assistance etc..

Tony T of I V Eepper:

 

[COTriker]

We use Progressive via USAA. If you are Milatary veteran or active you qualify for USAA and their rates are awesome.

USAA just patches you through to Progressive and it is cheaper than calling them direct

2011- Ultra Glide 660 per year, with heavy coverage


Deb

 

[pasadenajim]

We use Progressive via USAA. If you are Milatary veteran or active you qualify for USAA and their rates are awesome.

USAA just patches you through to Progressive and it is cheaper than calling them direct

2011- Ultra Glide 660 per year, with heavy coverage


Deb

Sometimes, USAA is a good rate...sometimes NOT. They do not want to insure in Nevada so the rates there are not competitive. As noted above, other companies want "out" of some states so they make their rates uncompetitive. The cheapest company in one area may not be the cheapest in another, regardless of the type of trike...or car.

With the limited number of Stallions, it's a rather custom product. I understand why companies are reluctant to insure.

 

[Big0]

Well being more of a *custom* $30,000 and a 2,300 CC engine they
are going crazy with rates. Seems that the Major Problem happens
to be that i live in Broward County. Broward and Dade have the
highest rates apparently in the nation. Did my driving Suddenly
get worse because i moved to a different area ? So we pay the price
for those who drink and drive - or drug and drive and run red lights
which is a familiar happening here and WHY one has to be a very
defensive driver always. Can't believe that Geico has been the
cheapest rate --- Progressive is giving a rate of $4,000 a year here
in broward.

 

[Big0]

Am a veteran and will try USAA but the lowest quote from progressive for this area
was $3,000. It's crazy.

 

[Big0]

OK bad news is when USAA doesn't write the policy in an area they are just
giving you over to progressive and the quote will be the same - no
difference in the rates from any other progressive quote in the area.
So IF you are a veteran and USAA DOES write the policy in your area
you may get a better rate otherwise it's not happening.

 

[Markie]

AFAIK, USAA no longer underwrites motorcycle policies. Haven't since at least 2005, as when I went to insure my brand-new GL1800 in May USAA promptly replied that they no longer insured motorcycles directly (even though I had a Kawasaki "grandfathered" with USAA). I was then transferred to "DriveInsurance", which is the USAA/Progressive partnership company.

What puzzles me about Progressive is that they insure Stallions on a "agreed value". If you and Progressive agree on an insured value (say, $29995), and 4 years from then you total the Stallion...they pay you $29995. Since the Stallion on NADA is listed as N/A for a current value & Progressive insures to the NADA value...there is no data to compare to. Of course...Kelly Blue Book has the 2008 Stallion rated at $23500. Strange...

BTW...the rate for my 2008 is $800/yr.

 

[CAS]

I am a retired Naval Officer and USAA sent me to Progressive. It was $1,200 a year.

 

[katfish16]

I also have USAA and was referred to Formost Ins..

 

[Mattel]

Find an agent who in already insuring a Stallion in your state, then call them. Although independent agents work for the same company, they often have to use a complicated listing procedure to get the best rate. many of the Stallion policies are written as a custom bike. It took me several attempts to get the best rate with the same insurance company. You may want to talk with TBMS, I did that to get the name of the person at corp.

 

[pmar6004]

I checked with my insurance company, which is State Farm and my insurance agent, which is yours truly, to insured a 2009 Stallion (my trike to be) and the quote came back at $254.54 a year for full coverage ( 1/4 - 1/2 million liability limits, $100 deductible comprehensive coverage, $250 deductible collision coverage and uninsured/underinsured motorists coverage). Un- fortunately State Farm does not offer emergency road service coverage (towing) if I should have a breakdown. That I will have to get elsewhere such as MTS, for that little bit of extra security. :Biker:

Daydreamer
Watertown, SD

 

[Mattel]

I checked with my insurance company, which is State Farm and my insurance agent, which is yours truly, to insured a 2009 Stallion (my trike to be) and the quote came back at $254.54 a year for full coverage ( 1/4 - 1/2 million liability limits, $100 deductible comprehensive coverage, $250 deductible collision coverage and uninsured/underinsured motorists coverage). Un- fortunately State Farm does not offer emergency road service coverage (towing) if I should have a breakdown. That I will have to get elsewhere such as MTS, for that little bit of extra security. :Biker:

Daydreamer
Watertown, SD

Join the AMA.. You will be supporting a great MC org. and they have free roadside and towing up to 7 tows a year. I use it all the time to service the bikes too! That is a great price!! jump on it with both feet!!!!!!!!!!!epper:

 

[pmar6004]

Join the AMA.. You will be supporting a great MC org. and they have free roadside and towing up to 7 tows a year. I use it all the time to service the bikes too! That is a great price!! jump on it with both feet!!!!!!!!!!!epper:

Hey Mattel,

Thanks for the tip about the AMA (that stands for American Motorcyclists Association for you doctors and physicians) offering emergency road service, which is in addition to their other benefits. I used to be a member for a good number of years prior to my disability, which cause me to stop riding on two wheels. It's a good organization... BTW, it's down to 5 tows per year, after I checked their website. Still a very good deal when all is said and done.

Daydreamer

 

[Maria]

We switched everything to Liberty Mutual - they were not on my radar at all but gave us a real good rate on the trike - the conversion is considered an "add on" and is covered at full price on top of the bike. I think it is just under $450 per year -- but I don't know what they would do with a stallion as it is "purpose-built" and not a conversion......all I know for sure is that it is well worth it to shop around!
Good luck!!!