Yup, can give you 701 reasons why i'm changing. :yes:
insurance information
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I switched about a month ago to AARP Foremost Insurance.
Full coverage on Trike, Bunkhouse camper, cargo trailer for $155.00 per year
Rates are for Wisconsin, age 66 and clean driving record.
Full coverage on Trike, Bunkhouse camper, cargo trailer for $155.00 per year
Rates are for Wisconsin, age 66 and clean driving record.
John Luciano
One Of The Origionals
Well I guess it is different here in Conn.
Just went to check to see if I can get my Trike insurance reduced from the $519.00 I am now paying to the $130.00 people tell me they pay.( Trike is valued thru them now at $18,000 replacement value stated ) If I drop it from Progressive, and try to go back later they will not list it for true value only as a 1997 Goldwing ($5,400) . 9 right now i am grandfathered in at $17,000) Tried raising my deductible to $1,000 from $500. Saves me $16.00 a year. Tried goring to Foremost, they won't let me add a stated value just add that it is a trike and that I get $3,000 accessory insurance so my trike would be valued at $8,000. Progressive will only let you add a stated value to a Brand new Trike .
Are you people with the real low rates doing it over the internet or thru an agent?
Just went to check to see if I can get my Trike insurance reduced from the $519.00 I am now paying to the $130.00 people tell me they pay.( Trike is valued thru them now at $18,000 replacement value stated ) If I drop it from Progressive, and try to go back later they will not list it for true value only as a 1997 Goldwing ($5,400) . 9 right now i am grandfathered in at $17,000) Tried raising my deductible to $1,000 from $500. Saves me $16.00 a year. Tried goring to Foremost, they won't let me add a stated value just add that it is a trike and that I get $3,000 accessory insurance so my trike would be valued at $8,000. Progressive will only let you add a stated value to a Brand new Trike .
Are you people with the real low rates doing it over the internet or thru an agent?
My quote with AARP Foremost was first through the internet.
You fill in info for the quote( you can make it the same as what you have or raise or lower coverages).
Then when it comes back, you decide if you want to go ahead with it.
You call an 800 number(for me it was an office in Michigan, I'm in Wisconsin)
The agent goes through the whole policy quote with you and ask or answer any questions you might have.
She ( in my case a female agent) then double checks the premium with the coverages you picked.
In my case the premium dropped another $12.00 from the quote.
I agreed to the policy, she signed me up and sent the policy and the billing within 4 days.
You fill in info for the quote( you can make it the same as what you have or raise or lower coverages).
Then when it comes back, you decide if you want to go ahead with it.
You call an 800 number(for me it was an office in Michigan, I'm in Wisconsin)
The agent goes through the whole policy quote with you and ask or answer any questions you might have.
She ( in my case a female agent) then double checks the premium with the coverages you picked.
In my case the premium dropped another $12.00 from the quote.
I agreed to the policy, she signed me up and sent the policy and the billing within 4 days.
John,
I'm with State Farm and they don't write coverage in CT, but the principles of getting what you want are the same.
First, I deal only directly with an agent I trust to represent my best interests and I never take no for an answer unless it's something that's regulated by law.
The agent can find ways to do things that you cannot possibly get done by telephone of on the internet.
I told the agent I wanted FULL ACTUAL REPLACEMENT VALUE coverage. He got it done with an initial coverage value of twice what you're suggesting and for much less than you're paying now, even with just a $500 deducitble.
The only advantage I may have is that I can get by with the lowest available liability limits since I carry a seperate large excess liability umbrella policy that covers everything I own, including two houses, four vehicles and the trike.
Just as an aside, my cost for the trike insurance and the umbrella policy combined is a bit less than what you are apparently paying now.
Good luck!
I'm with State Farm and they don't write coverage in CT, but the principles of getting what you want are the same.
First, I deal only directly with an agent I trust to represent my best interests and I never take no for an answer unless it's something that's regulated by law.
The agent can find ways to do things that you cannot possibly get done by telephone of on the internet.
I told the agent I wanted FULL ACTUAL REPLACEMENT VALUE coverage. He got it done with an initial coverage value of twice what you're suggesting and for much less than you're paying now, even with just a $500 deducitble.
The only advantage I may have is that I can get by with the lowest available liability limits since I carry a seperate large excess liability umbrella policy that covers everything I own, including two houses, four vehicles and the trike.
Just as an aside, my cost for the trike insurance and the umbrella policy combined is a bit less than what you are apparently paying now.
Good luck!
John: I got my foremost insurance through my Harley Davidson agent who went direct to Foremost after checking around with other carriers, thats in N.Y.
I wonder how many trikers know about Peter Lewis, the president of Progressive Insurance company? He is a LEFT Wing "progressive"(pardon the pun) wing nut in the mold of Geo. Soros, Stalin and Fidel Castro. If you doubt it, Google Peter Lewis. He gives "huge" amounts of money to FAR LEFT causes.
Trike insurance
Checked with my State Farm agent today, about insurance on trike.
He said no go, they don't do that in Mississippi. They talked to a underwriter.
Have a 1 ton dodge, Blazer Taurus sho, Saab 9000CD, And Yamaha road star 1700 insured.
So need to start looking, have paid for trike kit in full when i ordered it.
Have been with State Farm since 1969, yes not a typo 1969.
His secretary called me
Checked with my State Farm agent today, about insurance on trike.
He said no go, they don't do that in Mississippi. They talked to a underwriter.
Have a 1 ton dodge, Blazer Taurus sho, Saab 9000CD, And Yamaha road star 1700 insured.
So need to start looking, have paid for trike kit in full when i ordered it.
Have been with State Farm since 1969, yes not a typo 1969.
His secretary called me
Re: Trike insurance
Sounds as if you need to get a new agent, maybe even new company.
We pay 360.00 annually for my wife's 2012 Triglide and 162.00 for my 2010 Road king with Allstate.
Checked with my State Farm agent today, about insurance on trike.
He said no go, they don't do that in Mississippi. They talked to a underwriter.
Have a 1 ton dodge, Blazer Taurus sho, Saab 9000CD, And Yamaha road star 1700 insured.
So need to start looking, have paid for trike kit in full when i ordered it.
Have been with State Farm since 1969, yes not a typo 1969.
His secretary called me
Sounds as if you need to get a new agent, maybe even new company.
We pay 360.00 annually for my wife's 2012 Triglide and 162.00 for my 2010 Road king with Allstate.
Re: Trike insurance
:Agree: I'm with Allstate also, they're insuring my 06 Ultra Classic and my 2010 Triglide for right around the same amount.
:Agree: I'm with Allstate also, they're insuring my 06 Ultra Classic and my 2010 Triglide for right around the same amount.
Re: Trike insurance
I have been with Geico I have had good service with them.
I have been with Geico I have had good service with them.
Re: Trike insurance
We HAD State Farm for close to 30 years. 2 years ago we got a notice they were cancelling our home owners insurance because they were leaving Florida that they were losing too much money. They said however they would continue to carry my auto and motorcycle policies, of which I said NOT, you cancel one policy I cancel all others!!!! Purchased Allstate and saved money!
Checked with my State Farm agent today, about insurance on trike.
He said no go, they don't do that in Mississippi. They talked to a underwriter.
Have a 1 ton dodge, Blazer Taurus sho, Saab 9000CD, And Yamaha road star 1700 insured.
So need to start looking, have paid for trike kit in full when i ordered it.
Have been with State Farm since 1969, yes not a typo 1969.
His secretary called me
We HAD State Farm for close to 30 years. 2 years ago we got a notice they were cancelling our home owners insurance because they were leaving Florida that they were losing too much money. They said however they would continue to carry my auto and motorcycle policies, of which I said NOT, you cancel one policy I cancel all others!!!! Purchased Allstate and saved money!
Re: Trike insurance
thanks, will check with allstate and progressive.
thanks, will check with allstate and progressive.
Re: Trike insurance
i have progressive and i have two boss hoss trikes.i pay 700.00 a year with 12,000.00 plus book and no lay up for the winter months.
i have progressive and i have two boss hoss trikes.i pay 700.00 a year with 12,000.00 plus book and no lay up for the winter months.
Re: Trike insurance
Just go with a company that insures Bikes, My house, cars, and truck are all insured by Allstate, But my Tri, Bike, ATV, and Side By side are all insured with,
Foremost Insurance Co.
P/S Iv'e been with Allstate since 1963.
Checked with my State Farm agent today, about insurance on trike.
He said no go, they don't do that in Mississippi. They talked to a underwriter.
Have a 1 ton dodge, Blazer Taurus sho, Saab 9000CD, And Yamaha road star 1700 insured.
So need to start looking, have paid for trike kit in full when i ordered it.
Have been with State Farm since 1969, yes not a typo 1969.
His secretary called me
Just go with a company that insures Bikes, My house, cars, and truck are all insured by Allstate, But my Tri, Bike, ATV, and Side By side are all insured with,
Foremost Insurance Co.
P/S Iv'e been with Allstate since 1963.
Re: Trike insurance
In Arkansas I use State Farm. Our Trike is insured as if it was a bike with an expensive accessory attached to the rear. Its a 2003 FLHTCUI Tour Glide. Insurance costs about $400 a year. We have several vehicles, other bikes and a house with the same agent for many years.
In Arkansas I use State Farm. Our Trike is insured as if it was a bike with an expensive accessory attached to the rear. Its a 2003 FLHTCUI Tour Glide. Insurance costs about $400 a year. We have several vehicles, other bikes and a house with the same agent for many years.
Re: Trike insurance
I HAVE A 2010 tri-glide insured with Florida Farm Bureau. No Problems
Jerry Hobbit
I HAVE A 2010 tri-glide insured with Florida Farm Bureau. No Problems
Jerry Hobbit
Re: Trike insurance
Just a heads up. Be sure that your insurance coverage covers medically the driver of the trike as well as the passenger!!!! Some cover the Passenger and not the Driver and others cover the Driver and not the Passenger. I know of one that covers neither. Better to check and be sure you are covered all around.
Just a heads up. Be sure that your insurance coverage covers medically the driver of the trike as well as the passenger!!!! Some cover the Passenger and not the Driver and others cover the Driver and not the Passenger. I know of one that covers neither. Better to check and be sure you are covered all around.
Re: Trike insurance
I have an 2005 Ultra Classic/Lehman. With Allstate I am paying $600 plus for the trike for a year. I have the house, 2 life, 2 boats, motorhome, 2 cars and a pickup with them, thought he had given me a good price. Liability of $100,000, $300,000 not state minimum, the others with Allstate are you at that level, if so looks I may be paying twice the price I should. No tickets in more than 25 years, that statement may come back to bite me in the ass.
I have an 2005 Ultra Classic/Lehman. With Allstate I am paying $600 plus for the trike for a year. I have the house, 2 life, 2 boats, motorhome, 2 cars and a pickup with them, thought he had given me a good price. Liability of $100,000, $300,000 not state minimum, the others with Allstate are you at that level, if so looks I may be paying twice the price I should. No tickets in more than 25 years, that statement may come back to bite me in the ass.
Re: Trike insurance
For an '06 GL1800 with $16,000 in accessories, $500 deductible, full coverage, and two bikes insured. Progressive charges me $330 in West Texas for my trike. Seems pretty fair compared to others.. I'm satisfied
For an '06 GL1800 with $16,000 in accessories, $500 deductible, full coverage, and two bikes insured. Progressive charges me $330 in West Texas for my trike. Seems pretty fair compared to others.. I'm satisfied
Re: Trike insurance
Is getting a Quote from Progressive tomorrow, on Yamaha
Is getting a Quote from Progressive tomorrow, on Yamaha
Re: Trike insurance
I have 1 car, my home and both my 06 Ultra and 2010 Triglide with them. Both my bike and trike have liability of $250,000 & $500,000. I just received the bill for my bike & trike, the payment in full price is $494.44 for the year.
I have 1 car, my home and both my 06 Ultra and 2010 Triglide with them. Both my bike and trike have liability of $250,000 & $500,000. I just received the bill for my bike & trike, the payment in full price is $494.44 for the year.
Re: Trike insurance
I am paying $270 for $100/$300 and full collision on a 2007 GL1880 with a
CSC Cobra conversion through AARP/FOREMOST.
Got nailed by a deer last year and the only question asked was if I was OK.
Trike was repaired to a cost of $5000 and I only paid deductable.
No rate increase.
I am paying $270 for $100/$300 and full collision on a 2007 GL1880 with a
CSC Cobra conversion through AARP/FOREMOST.
Got nailed by a deer last year and the only question asked was if I was OK.
Trike was repaired to a cost of $5000 and I only paid deductable.
No rate increase.
Re: Trike insurance
l live in Oklahoma, and insure a 09 vstar 950, 10 vstar 950 11 victory crossroads 106 and my 04 gl 1800 w/motortrike kit. my total insurance annually is $1267.00 of which $648.00 of it is for the trike alone. l have progresive insurance. total value of the three other bikes 37k, total of wing 21k. Anyone see something wrong with this picture?
l live in Oklahoma, and insure a 09 vstar 950, 10 vstar 950 11 victory crossroads 106 and my 04 gl 1800 w/motortrike kit. my total insurance annually is $1267.00 of which $648.00 of it is for the trike alone. l have progresive insurance. total value of the three other bikes 37k, total of wing 21k. Anyone see something wrong with this picture?
Re: Trike insurance
I know the area you live in says a lot but that sure is a big difference between yours and mine... :Shrug: :Shrug: :Shrug: Don't have a reason of it all....
I know the area you live in says a lot but that sure is a big difference between yours and mine... :Shrug: :Shrug: :Shrug: Don't have a reason of it all....
Re: Trike insurance
Just got my renewal from Foremost Ins.. Same as last year, $470, for full coverage. Fire, theft, collision. Replacement cost total price $42,000! Local agent was $100 better than AARP!! Tom :GL1800:
Just got my renewal from Foremost Ins.. Same as last year, $470, for full coverage. Fire, theft, collision. Replacement cost total price $42,000! Local agent was $100 better than AARP!!
Tom :GL1800:Trike Insurance
Is there a separate classification for trike insurance? If so, are the rates generally more or less than 2-wheelers? Just picked up my 1st trike from the shop today. Can't wait to get out on the road today for the inaugural ride.
Is there a separate classification for trike insurance? If so, are the rates generally more or less than 2-wheelers? Just picked up my 1st trike from the shop today. Can't wait to get out on the road today for the inaugural ride.
Re: Trike Insurance
Most insurance companies deal with trikes as an accessory. Seems like I've heard of a couple that actually have rates but that might also be some sort of dream. I have $21K of accessories on my '06 GL1800.....
Most insurance companies deal with trikes as an accessory. Seems like I've heard of a couple that actually have rates but that might also be some sort of dream. I have $21K of accessories on my '06 GL1800.....
Re: Trike Insurance
I have my insurance with Progressive its insured as 2005 Goldwing. I told the lady it was a trike all she asked for was total price paid( $28,000) for trike . I have always had good luck with Progressive I hope that remains true in the future . Greg Christian
I have my insurance with Progressive its insured as 2005 Goldwing. I told the lady it was a trike all she asked for was total price paid( $28,000) for trike . I have always had good luck with Progressive I hope that remains true in the future . Greg Christian
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