Got a lesson on insuring my trike in Massachusetts. It seems my insurance co. (Commerce) doesn't recognize the H-D security system as legit. The only things they give a discount on is recovery type systems like lojack etc.
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That is because the HD security is a joke. Friend was just out west and lost his key fob. Yes he could have entered the code each time to start, but some HA club members were in town, and helped him by some how hacking the system to get him by until he got home. They had it done in under 2 minutes.
Kind of scary.